Life Care Plan vs. Future Cost Projection

Reviewed by KW Life Care Planning Editorial Team · Last updated

Life Care Plan

Comprehensive itemized care plan following IALCP/IARP standards with frequencies, durations, and costs across the lifespan (Reavis, 2002).

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Future Medical Cost Projection

A narrower, scoped projection of future medical costs for a defined set of needs, prepared without the full life care planning process.

Learn more about Future Medical Cost Projection

DimensionLife Care PlanFuture Medical Cost Projection
MethodologyIALCP/IARP standards, treating-team groundedVariable; often summary of treating-physician testimony
ScopeMedical + non-medical categories across lifespanTypically medical categories only
PreparerCLCPSometimes physician or economist
DefensibilityMethodology-driven; grounded in published life-care-planning standardsVariable, depends on author and method

When to use Life Care Plan

Prefer a full life care plan when damages include long-term care across multiple categories.

When to use Future Medical Cost Projection

A simpler projection may suffice when the scope is limited to a single medical category or short horizon.

Where they overlap

Both project future costs. The life care plan provides comprehensive, methodology-grounded coverage across the full scope of needs (Weed & Berens, 2018).

Frequently Asked Questions

Is a future cost projection admissible without a CLCP?

In some cases, where a physician can quantify projected care costs. Broader projections typically require a CLCP.

References

Discuss how this applies to your case

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